<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <!-- Home page -->
  <url>
    <loc>https://www.debtshield.live/</loc>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.debtshield.live/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.debtshield.live/"/>
  </url>

  <!-- Pricing -->
  <url>
    <loc>https://www.debtshield.live/pricing</loc>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Blog / Categories listing -->
  <url>
    <loc>https://www.debtshield.live/categories</loc>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- About -->
  <url>
    <loc>https://www.debtshield.live/about</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- FAQ -->
  <url>
    <loc>https://www.debtshield.live/faq</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Help -->
  <url>
    <loc>https://www.debtshield.live/help</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Legal pages -->
  <url>
    <loc>https://www.debtshield.live/terms</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://www.debtshield.live/privacy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://www.debtshield.live/compliance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- App sections (hash-based SPA routes, included for discoverability) -->
  <url>
    <loc>https://www.debtshield.live/#dashboard</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.debtshield.live/#calculators</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.debtshield.live/#health</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://www.debtshield.live/#analytics</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://www.debtshield.live/#membership</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

</urlset>
